Ashley Chua's Facebook profile
Tuesday, August 19, 2008
Financial Planning
Why did I choose to step on this path?

Cos' it is best career I could imagine embarking on, with my personality imprinted all over it as I am carving out my success.

This career seems to be the most natural career which I would ever enter and stay long enough till my hair turn grey. Monetary reward is always there, so there must be something more than it about this career that caught my eyes, and even captured my heart.

I enjoy the freedom which this career gives, I am only accountable to myself (and of cos, that means to be accountable to my family as well). I like to inspire and motivate people to do things which will be greatly beneficial them, in terms of spiritually, monetary and even physically - this gives me a sense of accomplishment; to be able to make an impact on people's lives.

Why INSURANCE?

Insurance is only one part of Financial Planning and I would say it is the core of it.

Ask yourself this: Why are you working so hard?

Cos you want to create wealth? Then tell me if is major illness coverage important to you? Without you, there is no wealth creation. Insurance coverage is used to compensate your potential economic value and also to ensure that you or your family do not have to compromise your living standard or even your dignity when something unexpected happens..

Why Great Eastern Life of all other companies?

I was pretty sure that I want to do this, so next I went on to look around for the most conducive environment for me to conduct my business.

I went to a couple of insurance companies and of cause, those independent financial advisory firms as well. There is no company which is able to impress me more than Great Eastern Life. They have been a hometown brand for a century till this date, and I have not came across any negative newsreport on it. All positive news in fact! Like how they gave out special bonus, when good profits are reported. Yea, they are the only public listed insurance company in Singapore! that makes them have to be more transparent in the product packaging and of cause the premiums and profits.

One thing which I really liked about Great Eastern agents, are that they are never too pushy or too eager to sell a product. That's one pushing factor for me. Instead their approach towards financial planning is more holistic, and this greatly benefits me in my career advancement as I am more about to proper advice them on achieving their financial goals, rather than just pushing a product to them!

It is a very saturated industry already.. Too competitive isn't it?

Well, most of the common industries are saturated. Tell me that banking line is not? Engineering is not? There are people everywhere! Even the cleaners' market is very hot too!

This industry will always open arm to whoever who wants to set their foot in, and it is totally up to the person if he wants to be successful in this business.

Well, let's see. Banks have many departments, many employees in each departments, and how many head of the departments are there? A lot. and out of the many employees, who can really make it to the top? A few. Did your boss not tell you that the 'top position market' is very saturated as well?

In short, there are people everywhere, anywhere.

Saturated is simply an overused term for my industry.

Eh.. Sure Succeed???

If we cannot even hold success in our hands, what else can we hold?

Ask yourself this repeatedly: Why are you working so hard for?

The answer might just be the one you are looking for. :)

Posted at 2:09 AM

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